ArgusTerms of Use
Last updated October 12, 2026
Argus is private software for keeping a household's financial records. It is run by the person who invited this household's owner, referred to below as the operator. It is not sold or licensed, and it is not open to the public: a household exists only because the operator invited its owner, and every other login exists only because that owner invited it. There is no sign-up page.
Households
Each invited person has their own household: a separate set of books that only they, and the people they choose to invite into it, can open. One household cannot see another's data. The operator cannot open another household's books in Argus either. The privacy policy lists exactly what the operator can see about a household that is not their own.
Permitted use
Only invited people may use Argus, each for their own household's records. A household's owner decides who else is let into it, as family or as a bookkeeper, and can remove them. Attempting to access Argus, or another household's data, without authorization is not permitted.
Limits, pausing and removal
The operator pays for the services Argus runs on, so each household has a limit on how many bank connections it may hold and how many automated merchant lookups it may run in a day. The operator can change those limits, can pause a household, and can remove one. While a household is paused its people cannot open it, nothing in it is deleted, and its banks are not read. Removing a household deletes it permanently, as described in the privacy policy.
A household's owner can leave whenever the household is not paused: Settings has Download my transactions, which saves every transaction as a file, and Close my Argus, which deletes the household and every login in it.
Connected accounts
Argus reads financial data from Plaid and from Intuit's QuickBooks API, in each case only after a member of the household completes that provider's own authorization flow, and only for accounts and companies they select. Use of those services is additionally governed by their own terms. Either connection can be revoked at any time, from within Argus or from the provider.
No financial, tax or accounting advice
Argus organizes and reports on data; it does not give advice. Its categorizations, budget figures, recurring-charge detection and business-versus-personal tax classifications are conveniences, not professional judgments, and may be wrong. Anything produced for tax purposes — including the year-end export — is a working document for review by a qualified accountant, not a filing, and each household is responsible for the accuracy of what it ultimately files.
Automated suggestions
Where Argus suggests a category for an unfamiliar merchant, that suggestion is generated automatically and is not applied to any transaction unless someone in the household accepts it. Suggestions never set tax treatment.
No warranty
Argus is provided as-is, without warranty of any kind, and without charge. It may be unavailable, may display incorrect figures, and may lose data. It is not a system of record: banks, card issuers and QuickBooks remain authoritative for balances and transactions.
Signing in, and losing access
Each person is responsible for keeping their own sign-in safe, and for the email account their login uses. When the operator has switched email on, someone who forgets their password can have a reset link sent to that email address. A reset changes the password and signs that login out everywhere. It does not replace an authenticator app, its backup codes or a passkey. Someone who loses those as well as their password may not be able to get back into that login, and the operator cannot open the household for them.
Changes
These terms may change as the software does. The date above reflects the current version.
Contact
Questions about these terms go to the operator: the person who invited this household's owner. If that wasn't you, the owner knows who it is.